I rented a place. It was a mess. Landlord wanted AS IS contract. My Real Estate Agent said it was OK to sign it. No big deal. So, I ‘ve signed the contract as is on jan 16th of this year. I wanted to have a Grocery store there so I fixed the place accordingly with the City regulations. Besides my store, there are a few apartments in the building. Landlord had ongoing issues with his tenants about the water leaks and fire alarm and so on. I thought that as long as my place was in order the other problems of the dwelling shouldn’t matter. However it did.
I was denied in the Sales License because of the existing violations on the building itself. My front Store had nothing on the record thou. City rep explained that the multi-zoned property can not have any violations before I can operate my business there. My real estate agent talked to the landlord about it but it was not effective. Landlord seemed to have no interest on fixing anything. He kept saying that the contract was AS IS. So, I went to a lawyer who wrote a letter to the landlord stating my intent to wait 30 days before any legal action. Now, one month later, there is one more violation added to the list of violations.(I went yestarday to the city again to check if I could get a sales license). The new violation refers to the danger to human life. It is strange that now the lawyer is not returning my phone calls and my Real Estate agent made it clear to me that he has nothing to do with all of it anymore. Landlord told me he was too mad to talk. What’s going on???
Time is essential now. Tomorrow I am due in rent for the place. Anyone knows what should I do now? I need free advise thou. I am really broke after I paid for all the constraction expenses, city fees, utility bills, insurance…etc

Your genetic information in the future could be used against you for many reason include medical insurance,car insurance even determind if you would be accepted at Harvard.You better pressure congress now to establish genetic information protection laws because insurance companies already have this data they just do not use it.

I was involved in a fender bender in a popular book store parking lot. I was pulling out, then noticed the car across from me pulling out as well. I immediately stopped my vehicle, but the other car continued and hit my right side panel on my pick-up truck.

I called the cops. The female cop cited no one because the other driver claimed that he pulled out first (false). Also, she stated to me that she couldn’t figure out who hit whom, which made no sense to me since my SIDE PANEL was damaged and the female police officer noticed the scuffs on the 2nd driver’s tail-lights and bumper!!

Anyway, as I was driving away, I thought about the surveillance cameras in the parking lot and after a quick call to the manager I have the video footage of my car clearly stopped and getting clobbered by the other driver.

So now what? Can I file a complaint against the officer for not doing her job? And can my insurance company use this so I don’t have to pay because I have only liability?

My husband got very ill this week and went to the local hospital ER. He was admitted and placed in a room. He instantly noticed that there were video cameras mounted on the wall facing each of the two beds in the room. The nurse then brought in a bedside toilet and told him he would have to use it since there was no restroom in his room. He was placed in an ICU room due to shortage of rooms available. He was completely capable of going to the restroom and can walk just fine. He really feels uncomfortable with the cameras on him and really isn’t ok with using a bedside toilet especially while under video surveillance. He feels like his privacy is being invaded. I have been in many hospitals and ICUs. I have never seen anything like this. Is it even legal? I mean they are video recording patients. These people are going to the bathroom and at times unclothed. The nurses use the monitors to watch the patients instead of having to walk and check on them. Kinda lazy for a small town hospital that doesn’t even have a trauma center ER. The number of patients is small. This is a small hospital that is mainly used as a rehabilitation center after surgery.
My husband was admitted for pneumonia and doesn’t need to be in an ICU but was placed there because of lack of room. The bedside toilet is what they brouhgt in because there is no restroom. I thought this was ridiculous and rather ignorant. My husband is capable of using the toilet and should not have been placed there. He should have been transferred to another facility. I bet our insurance gets charged for ICU care too. I think we desreve a discount. My husband didn’t even get a regular room. He doesn’t even have a toilet.
My husband is capable of walking to the restroom. He drove himself to the hospital. He isn’t on any machines other than having an IV and they put him in an ICU. This is just crazy!!

We recently had a problem with smoke damage (my first experience ever). My husband feel asleep while making soup stock. I came home, lucky to find him alive. The smoke alarms went off, but the house was engulfed with smoke. The pot was totally black. The insurance company doesn’t think my cabinets need replaced. I do. There are stains underneath the cabinet nearest to the stove. Do I have to accept their "we’ll continue to clean them" policy? Can I fire the restoration company after they have been here a mere 4 days out of 15 days? They show up when they want to. What are my rights? My cabinet wasn’t like this before. Thanks.

In many cases there are circumstances where the customer is either naive, or completely dumbfounded to wireless carrier terms and conditions, as most people don’t read the fine print at the time of agreement.

I read, understood, and agreed to mine, but I’m still having problems.

I’m a little short on cash this month and personally, I’m getting sick of Verizon’s ridiculous prices. They recently came out with an unlimited talk and text plan for .99 (which is how much my monthly plan is,) and even though I have unlimited texting, I’m only allowed 450 minutes. I also have a 25MB data plan for .99 which is fine by me, since I typically use 4.5/5ths of it, but I have no choice but to refrain from drafting minute overages, because .40/min is crazy, and incoming calls aren’t free (for me anyway.) And with the State Government/911 being only .00 dollars on average, and .00 for phone insurance, my bill still doesn’t add up.

So ideally, my bill should be roughly around -/monthly.
Mobile IM/Email is included with my plan, and I don’t have any mobile software or 3rd party application subscriptions, but yet my bill averages 0+ each month. VZW refuses to explain to me why this is. My payment history is good and everything.

As far as my plan is concerned, will I continue to be bound to the same pricing terms and condtions for the remainder of my 2-year contract, as I was in the beginning? I don’t have the additional 5 to cover their ETF, but I also don’t have a forwarded balance as of right now. If I were to try and get out of my contract right now, would they just use my security deposit to cover the cost of my early termination, OR would they basically steal my security deposit, and STILL require me to pay ETF?

I’m a first time home buyer and I’m just trying to get my facts straight. I’ve already met with my bank and they presented us with a package of information that I don’t quite understand yet. I’m waiting on a time when my husband can be available for a second meeting.

From what I’ve gathered I need to prepare to pay the following:
- utilities (unless partially included in condo fees)
- condo fees (if applicable)
- land transfer tax
- property taxes
- homeowners insurance
- lawyers fees

I’ve been warned to watch out for:
- whether or not things are included in the price such as appliances, lighting fixtures, window coverings, even the hot water tank…
- there is a previously installed alarm system in which the contract would be taken over
- there are tenants
- do-it-yourself renovations completed by the homeowner
- the reserve funds (or emergency funds) the property has (if townhouse or condos)

What am I missing? And how does the realtor get paid?

Thanks!

How do i collect For all damages against neighbor who was caught in a hit & run accident - she crashed into my car in front of home and took off - got it all on Security camera’s and police gave her a ticket and she confess to accident and now she has to go to court - but I live in Micgigan -we have no-fault insurance here - and I only had PLPD just to cover it for being insured for driving - How do I collect ,000 or more in damages to my car

i want to start my own home security company how do i start?
what do i need?
in a few years. this wont be my main job.
Insurance? etc

I got my self as a named driver on my dads insurance policy,and then phoned them up to confirm payments, but the representitive worked out i was not my dad phoning in. when i told her that i was his son and just wnted to make sure weather,they recieved the money or not, she went and canceled the policy saying i had broken the data protection act. she told me they would’nt charge me anything but my dad would have to tell other insurance companies that he had been refused insurance, i just want to know that will this make a difference to my dad’s future insurance quotes?

Police watched video and went to home ower where they live down the street -and owner of other car confess to police that they hit and ran from acident - but here in Michigan we have a no-fault law - My daughters car only has PLPD insurance which means its not covered for any thing but driving it and being insured in Michigan - So How do We make them Pay for All the damages to car -its probable ,000 worth of damage -HELP

my Escape had a dead battery for about 6-8 months since I wasn’t driving or going anywhere when my husband wasn’t home and I am using it again since my husband has an intern job at the hospital now and I can’t just use this car all the time. So I replaced the battery got it serviced but now it seems the alarm doesn’t work at all, the radio doesn’t work at all, the power locks and doors don’t work when it’s off but they work when it’s on/running.

It’d be nice to have the power locks working like they should again since I often pick up my daughter from daycare and it can be a tad of a pain to reach in and unlock the door while holding onto her to prevent her from running over to whatever she just got distracted by. Reaching in of course is a lot safer for her than reaching around and inserting the key to the on position just to unlock the door.

So.. what do I do?
The alarm came with the car, it’s OEM. My dad bought it new and then I bought it from him, so I’m 100% about that detail.

A storm just hit last week and it got hail damage so I’m having insurance take care of any body work before looking into getting the electrical problems looked into (those have been happening since feb).

i got a letter from immigration, they want more information that me and my wife are married for real, they sent the I-797E letter, if i send proof that we own a car together, she is on my health insurance, and she has used it before, and we have filed are taxes together. will this be anuff information ? i own the house we live in myself, she does not pay anything, i owned it long before we got married, we talked about this before we got married she was ok with it, i no american couples that have the same arrange meant and they are aloud to be married ? i pay all the bills ? i pay for everything. we have separate bank accounts, my wife keeps all the money she makes and can do what she want with it i don’t ask her for a dime, i don’t want to have any credit card together, besides that its to late now, because they are looking for the past 2 years record. i didn’t think are marriage would ever become a issue or i would have done a better job keeping records, we have jumped through all the hoops, and this is how we are treated, my wife is so happy with are arrange ments and so am i. she can make her own money and help her family out, i think its a great arrangement, i don’t think its right how we are being treated, i don’t even feel like a american myself, i have given the immigration people everything that they have asked for and this is how they treat me and my wife, i have a full time job and then some and am tired allot, and now i have to track down all these records its making me sick, and now i might have to hire a layer, me and my wife are happy with the way we are living, and now we are trying to start a family, and i have doctor records of that will this help to prove that we are really married ? enough is enough i no i am a simple man i have never been to collage, but i work hard and try to be a good person and do the right thing, i think i have provided plenty of information and have been very submissive to the immigration people i will send this other information, but if it is not enough what can i do, can i strike back if i hire a layer i want to be able to sue them and at least get my money back for what i pay the layer and lost wages etc… think about it if the immigration department would spend more time sending illegals back to there country and less time harassing working people like me and others it would be allot better, look at the mexicans that come across the border and take jobs illegal, and the ones that come across the border and deal drugs, why don’t they do some thing about them, instead of stressing me out and making me feel sick, if i hire a lawyer i want to make some money, go before a jury of my peers, i think most people would agree we have a problem with illegals, and harassing us citizens that are trying to live a peace full life with there spouses after going through all the hoops is not helping the problem. me and my wife are really married we don’t have credit cards, we live simple lives, maybe if we took out great dept together on a joint credit card with 12 % or greaterinterestt that would be great proof, but idon’tt want to have any more dept than i have now, theimmigrationn people can come live with me any time they want i have a extra bedroom, they will see we do the things married couple do, the big ? is being in great dept together really what being married is ?

The privacy and data security portions of Health Insurance Portability and Accountability Act (HIPAA) went into effect in ______________. (Type in the month and year in answer please)

wind/hail 2%, hurricane 3%, all other 1%…. for 4 including alarm system…. is this a good insurance policy? should I add to some places or decrease in others, tell me what you think? thank you.

Ok so someone crashed into my brother’s car last week and wrote it off. The guy called the police to pre-empt my brother doing so, and whe the police arrived the guy refused to give his car insurance details to my brother, only to the Police!

The guy then droveo ff and my brother’s car was towed away. My brother’s insurance company want the driver’s details. The police have those details. The police WILL NOT disclose those details to my brother due to the Data Protection Act. What an earth is he to do to trace this other guy now? It was the other driver’s fault and STUPIDLY my brother did not take the other guy’s registration number! Can you believe it!

I am not too certain whether the police would even give the other guy’s details to my brother’s insurance company for the same reasons.
Please any advice… or my brother will end up being liable!

Our wage slips have recently been changed at work and I have noticed they have got my sort code and account number on for everyone else to see!! Also, it has my name (obviously) address, National Insurance Number and now my bank details, surely this can’t be right, anyone can steal my identity. I’ve looked on Data Protection website but not sure where to look Can anyone help please?

I am doing a project for college and my part is disaster recovery planning. I have spent countless hours researching this topic but cannot seem to be able to get started with it. can someone help?
i am doing a project for college and my part is disaster recovery planning. I have spent countless hours researching this topic but cannot seem to be able to get started with it. can someone help?

the backup plan is for 5 doctors offices that decide to consolidate their businesses. they all had out dated computers so they need a whole new backup of all the files from all 5 offices along with a plan for recovery in event of disaster. the files being medical insurance files, email client software, buis. mgnt. software, information applications, and digital images of medical graphs. they need redundant connectivity available, a solution that will allow access to a replicated cpy of the patient information hosted in a host standby server located otside the the central office incase of any disaster on the central site. they need to discuss redundancy, disaster recovery, backups, and how security will exist (hippa laws) and be maintained.

can any one help?

Did you see the news about new laws relating to Theatres not allowed to misquote critics? Well, a lot of laws passed in recent years (e.g. Data Protection Act, banking, investment, life assurance, insurance, financial advice, money laundering, data protection plus several other areas).

Although some may see the principles in these laws as desirable, I can’t help but worry that some beaurucrat in Brussels has more of a say than our own British MP who WE have voted for..

Do you remember voting to give the European Union this kind of power? Do you remember voting the MEP’s themselves? Don’t you worry that whatever laws passed in the EU, the UK has to abide by it (whether they are regulations or directives)?

What are your feelings of this?
"….the Iraq War has already proved our democracy doesn’t work"

Sorry, can you clarify this? I don’t see how you have made this connections with regards to the EU overtaking our own parliament. Please keep your answers within context, or at least back it up with research.

Thanks for your opinion anyway!

Any mass produced alarm system has already been reveresed engineered by the crooks, and the insurance company has to pony up if your car gets stolen…

Why buy an alarm?