Why buy an alarm system for a car if you got insurance?
Any mass produced alarm system has already been reveresed engineered by the crooks, and the insurance company has to pony up if your car gets stolen…
Why buy an alarm?
Tagged with: alarm system • crooks • insurance • insurance company • pony
Filed under: Car Alarms
Like this post? Subscribe to my RSS feed and get loads more!
It will lower your insurance
Because some insurance coverage does not cover stolen cars. If you only have liability insurance coverage, it only covers the OTHER persons car if you get in an accident and does not cover the damage to your car. Liability insurance does not cover anything if your car is stolen so having an alarm system is a more cost effective choice.
Prevention is better than cure…
SO hopefully teh arlam going off will scare who ever is breaking into teh car away so you don’t have to deal with the insurance people
1. deductable
2. massive hassle
3. discount on insurance (that you choose to have anyway)
A real professional will get your car no matter what you do. However, most cars are stolen by amateurs, and an alarm will deter those crooks who aren’t that skilled.
Even if your insurance will pay, do you really want to deal with the hassles, a rental car, deductibles, delays, etc.? It’s a lot easier if your car never gets stolen in the first place.
cuz insurance does not cover the contents of what’s INSIDE the car!
for one, it lowers your premium and two, it lessens the chance of your car getting broken into…..
because it doesn’t cover the things inside your car, like a stereo, cd’s, or anything else you might have laying around.
15-30% deduction from your premium based on age of vehicule/make/model.. modern chips are put in many different places that the potentail crook would have to search for hours to find.. plenty long enough for the location to be traced and vehicule recovered.
your insurance may not cover the custom work in your car and your personal belongings
HELL, WHY TAKE THE KEYS OUT!!!
DUH!!!
because insurance does not cover what is INSIDE, what if it was something sentamental? no money can replace that! and its going to cost you more to cover your insurance for that! i think it is worth having it go off during a thunderstorm.
I dont really know…
Every time I hear alarms going off in the parking lots, I just ignore them, because they are a nuisance now days. Seems like everyone has them, and when a kid finds out, they touch the car, just to hear the silly thing go off!!! It drives me nuts, so, I would never buy one for my car.
Now, a GPS or something where, if the car is stolen, and can be recovered, it may be a great idea…like that Lowan, it was a good idea.
I wish you well..
Jesse
The alarm system will discourage the typical car thief who is a joyrider, or someone looking to flip the car for what’s inside it that can be pawned off. Determined car thieves can get around such alarms, but are luckily less common. The regular alarms do reduce incidence of theft, and this the number of claims filed, which is why insurance companies discount for them.
There is also a very effective theft deterrent that few people use. It means almost no one would steal your car. It’s called iron oxide, but goes by the slang name RUST!
lots of down time if your car is stolen or damaged without an alarm
Most insurance policies have a deductible - the part of any loss that you have to pay yourself. So there is a financial incentive for you to protect your car.
Also, there is the hassle of not having your car when you want it, dealing with the insurance claim and replacing the car.
Some of the personal possessions in your car may not be covered by insurance or may not be replaceable.
Finally, making many insurance claims could raise your rates in the future, or even make it impossible to buy insurance. Also increased theft means higher insurance costs for all of us — including you. So take care of your car please.
lower insurance…if u don’t want one, then just don’t get it then. as simple as that. u have a little more of a chance of someone not stealing it if u have an alarm at least.
If it gets stolen you will receive 4 points on your driving record for a total loss. Regardless of whether or not it was your fault.